Website Terms

1. Overview

1.1. Welcome to Loryn Creditvale (the Website). Contact: [email protected].

1.2. The Website offers details about third-party platforms (Third-Party Platforms) that allow trading (Services).

1.3. These Terms govern your use of the Website and Services and create a binding agreement with the operator. If you do not agree, stop using the Website. Continued use means you accept these Terms, which may be updated from time to time. Our Privacy notice is included by reference.

2. Eligibility

2.1. You may use the Website only if you are at least 18, have the legal capacity to enter into these Terms, and are not barred from the Services under the laws where you live or access the site.

2.2. We do not warrant that the Website or Services are lawful for every user or use case and we are not liable for unauthorised use.

3. Excluded territories

3.1. We may limit access in certain areas (Restricted Territories) or for people we reasonably believe present legal, regulatory, reputational, or economic risk. Extra conditions may apply by country. If you travel to Restricted Territories, the Website or Services may be unavailable.

4. Forbidden conduct

4.1. You must not use the Website to infringe others' rights; publish unlawful, harmful, defamatory, or discriminatory content; introduce malware; run adverts without our consent; scrape, frame, or mirror the Services; use unauthorised bots; bypass security; remove proprietary notices; access the Services except through the Website; disrupt other users; deploy hidden tracking without consent; break applicable law; tamper with code; or reverse engineer our software.

4.2. If we reasonably believe your use breaches these Terms or the law, we may monitor activity, restrict access, share behaviour with third parties where lawful, and take other steps to protect our rights and users.

5. Intellectual property rights

5.1. The Website and its content are protected by intellectual property rights owned by us or our licensors. Use does not give you ownership beyond a limited personal, non-commercial licence.

5.2. You must not copy, alter, share, sell, scrape, decompile, or make derivative works from the Website or Services without our prior written permission.

6. Liability limits

6.1. Your use is at your own risk. To the fullest extent allowed by law, the Website and Services are provided as is and as available, without warranties of any kind, including accuracy, availability, fitness for purpose, or non-infringement.

6.2. We are not liable for errors in content, service interruptions, or harmful code from third parties. You agree to indemnify us against losses arising from your use or decisions based on the Website or Services.

6.3. To the maximum extent allowed by law, we are not liable for indirect, incidental, special, consequential, or punitive damages, or loss of profits or data, arising from the Website or Services, even if advised of the possibility. If a court finds us liable, our total liability is capped at £100 unless a higher minimum applies by law.

6.4. We accept no responsibility for telecom outages, internet traffic, device or browser mismatch, or any other matters beyond our reasonable control.

7. Third-party services or content

7.1. You may see third-party content, for example adverts or reviews about Third-Party Platforms. We do not control or endorse it and it may be incomplete or out of date. You alone decide whether to rely on it.

8. External links

8.1. Third-party links are for convenience only. We do not review every linked site, do not endorse them, and are not responsible for their content, products, or policies. You use links at your own risk and should read the terms and privacy notices of each site.

9. Other matters

9.1. We may change or discontinue Services and update these Terms by posting a revised version. Continued use after changes means acceptance. The Terms and privacy policy are the entire agreement between you and us on the subject matter here.

9.2. Failure to enforce a provision is not a waiver. If a provision is invalid, the rest remains in force. We may assign our rights and obligations; you may not assign yours without our consent. Communications through the Website do not create relationships beyond these Terms.